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Instant loan apps in India: Don’t fall prey to scams; important points to consider before…
India oi-Prakash KL |
Updated: Tuesday, June 7, 2022, 10:03 AM
In the past couple of years, Maharashtra, Karnataka, Delhi, Haryana, Telangana and Andhra Pradesh are some of the states with the highest number of…
Bitcoin Lending Market Outlook 2022 Analysis by Top Key Players GoldBox, Genesis Global Trading, HAW…
Bitcoin Loan Market
The Global Bitcoin Loans Market Intelligence Report is a comprehensive overview of the Bitcoin Loans market position. Comprehensive information about past progress, current market conditions, and future…
5 Best Online Payday Loans – Online Payday Loans Same Day Deposit & No Rejection Payday…
Online payday loans are the solution to almost any type of financial lock-up. Whether you need money to redecorate the spare bedroom, buy an expensive birthday present, or pay for an expensive car repair, online payday loans can provide…
Loan origination and loan management software market – Major tech giants are in vogue again
Global loan origination and loan management software market (Before-After Covid-19) Analysis of size and forecast until 2030: The global Origin and Loan Management Software research report on Origin and Loan Management Software…
Automotive Lending Services Market Size and Forecast
New Jersey, United States – Verified Market Reports has released the latest proficient intelligence market research report on the Auto Lending Services Market. The report aims to provide an in-depth and accurate analysis of the Auto…
Global Construction Loan Management Platform Market 2022:
Global Construction Loan Management Platform Research Report is the professional report with premium information which includes company size, ongoing patterns, drivers, dangers, imaginable results and main…
SBI YONO app: Who is eligible for instant loan up to Rs 35 lakh through SBI YONO app
The country's largest lender, (), has announced the launch of Real Time Xpress Credit (RTXC) on its YONO platform with the aim of digitally empowering customers.
Say yes to your dreams! Introducing Real Time Xpress Credit (RTXC) for our…
Looking for easy financing options? Enjoy small personal loans from Bajaj Finserv
Personal loans are a great way to meet immediate financial needs. However, there are also times when your needs are small (but urgent) and the best personal loans don't seem like the ideal option. Most lending…
Gold Loan Market to See Huge Growth by 2027 – Barrick Gold, AngloGold Ashanti,…
the gold loan The report is an in-depth examination of the overall global Gold Loan consumption structure, development trends, sales techniques, and sales of major nations. The research covers well-known vendors in the global…
Cheating, Harassment Complaint Against Instant Loan App | News from Vadodara
Vadodara: The city's cybercrime detectives have received another cheating complaint regarding an instant loan application. In the third such complaint received by cops in the past week, the 26-year-old Subhanpura resident filed a…
Instant Loan Terror: Rape and Blackmail | Hyderabad News
HYDERABAD: Despite police crackdown, harassment of people on loan through instant loan apps continues unabashedly in the city. In the first two weeks of May, police filed six lawsuits against loan collectors for allegedly threatening to…
HDFC integrates WhatsApp with instant loan approval systems
Mumbai: HDFC has integrated WhatsApp into its core system to allow potential borrowers to apply for and receive mortgage in-principle approval within two minutes. The company has partnered with Cogno AI to make a formal application and…
The All-Digital Loan: How Personal Loans Save Time and Effort
Lately, personal loans have gained prominence following global pandemics, high inflation and rising cost of living. An encouraging development is that major lending apps are now offering an all-digital loan for those…
Loudoun supervisors consider updates to multi-family affordable housing loans
Members of the Supervisory Board's Finance Committee provided the Supervisory Board with updates on the county's Affordable Multi-Family Housing Loan Program, which helps developers finance apartment buildings below market rent, on…
Mixed public opinion on Biden’s student loan forgiveness plan, poll finds
A A new poll has found a majority support some form of student loan forgiveness, but also think people who haven't attended college shouldn't have to foot the bill, suggesting the relief plan envisioned by…
Lending Software Market Trends, Development Share, Growing Innovation Dynamics and Forecast to 2028
The "Lending Software MarketThe study of the 2022 report involved research on the development landscape and detailed information on market growth strategies. The classification also involves the competitive domain, numerous key vendors,…
Learn About The Best Key Players – Ripon College Days
Research objective
A comprehensive analysis of the “loan origination software industry” is the objective of the market research undertaken by Rowelto Associates, which is quite extensive. It gives in-depth facts and insights into…
Review of Upstart Personal Loans 2022
You can qualify with low or none credit score: Some borrowers may qualify for a loan with a FICO® score of 580. Upstart also offers loans to people with no credit history – it will consider education and employment when underwriting your…
Lending Services Market Size, Outlook and Forecast
New Jersey, United States – This Loan servicing market The report has segmented the market based on application, product, geography, and other factors. This market report examines several key players and drivers impacting market…
Improve your credit score before applying
Select's editorial team works independently to review financial products and write articles that we think our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from…
– The Cyber Crime Files: Instant Loan App Scam – Volcano Loan [AsPKom Eixil News]…
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Online instant loans through apps and money lending scams and frauds in India are increasing alarmingly affecting the lives of millions of people, who while facing…
Commercial Lending Software Market 2022 Strategic Analysis, Growth Drivers, Industry Trends, Demand…
A Commercial Lending Software report has been released which provides an overview of the global Commercial Lending Software industry along with a detailed explanation that provides ample insight. The definition of the…
Defunct CashMama and Loan Zone, MeraLoan Leaks Sensitive Customer Data, Report Says
Personally Identifiable Information (PII), such as passport photos, loan agreements, and other files exposing a wide variety of sensitive data, such as full names, email addresses, national ID cards, phone numbers, bank accounts containing…
What makes online personal loans an attractive option?
Need money for your home improvement projects? Do you need extra money to cover your vacation expenses? Planning your next big purchase? Is there something you need but don't have the extra money to cover?
If you answered yes to any…
Loan Management Software Market Size, Growth and Forecast
New Jersey, United States – This Loan Management Software Market The report provides detailed market insights to help companies make better business decisions and build growth plans based on market forecasts and trends. The research…
SBA EIDL Loans: Last Chance for Increase or Reconsideration
NEW YORK, NY/ACCESSWIRE/April 2, 2022/ The SBA announced some urgent news that sent many small business owners scrambling. On Friday, the SBA sent an email stating that all COVID-19 EIDL loan funds are expected to be exhausted within the…
72% of Federal Student Loan Borrowers Not Financially Ready to Resume Payments |
Raised loan hero report finds that figure jumps to 86% among borrowers whose incomes have been hit by the…
– Threats of personal impersonation, extortion and blackmail by instant loan apps –…
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Instant Loan Apps and Unsecured Loan Scams | Extortion and scam
Financial crisis and loan requirement are unavoidable because sometimes you have to apply for loans…
Gold Loan Market Consumption Analysis, Business Overview and Upcoming Trends | Barrick Gold,…
gold-loan-market
Global Market Reports offers a global study based on research and analysis on "Global gold loan market Report, History and Forecast 2016-2028, Breakdown Data by Companies, Key Regions, Types and Application“. This…
Mortgage Services Market Drives Growth Worldwide
“Global Mortgage Lending Services Market Research Report 2022”This research report offers Covid-19 outbreak study accumulated to offer the latest insights into the acute characteristics of the Mortgage Loan Services Market. This…
Mortgage Services Market to Generate Massive Revenues in Coming Years: Quicken Loans, Chase,…
Mortgage Services Market Expected to Grow at Highest Growth Rate through 2028
This press release was originally distributed by SBWire
New Jersey, NJ - (SBWIRE) - 03/17/2022 - Latest industrial growth study of the Global Mortgage Services…
Need an immediate loan? These local digital lending startups can help
If demonetization helped India to "accept" digital paymentsthe Covid-19 pandemic further accelerated the growth of the segment. In fact, India is one of fastest growing fintech markets in the world.The increase in internet penetration has…
Global Payday Loan Services Market Estimate 2022-2028 Analysis by Key Players like Wonga, Cash…
“The latest study titled “Global Payday Loan Services Market 2022 by Key Players, Regions, Type and Application, Forecast to 2028” released by Affluence Market Report, presents an analysis of the current and future scenario of the global…
Commercial Lending Software Market Size and Forecast
New Jersey, United States,- This Commercial Lending Software Market The analysis of the report provides fundamental elements designed to help industry players to make informed business decisions and assert their position in the market.…
Hyd Cops to Ask Google to Block 40 Instant Loan Apps | Hyderabad News
HYDERABAD: As several loan apps promising quick money have again mushroomed on Play Store, Hyderabad Police are planning to write a letter to Google to remove 40 illegitimate apps from its Play Store. Besides these 40 apps, law enforcement…
Instant loan on apps used as bait to extort money
The next time you are lured by mobile apps offering loans in a jiffy without paperwork - Beware, you could not only get yourself into trouble, but also involve your friends and loved ones in a web of threats, abuse, blackmail and…
What you need to know about the holiday loan
Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as "Credible", is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us…
CARS UNLOCKS INSTANT LOAN APPROVALS POWERED BY CREDITIQ, DEALERS MAINTAIN CONTROL OF DIGITAL…
CHICAGO, March 8, 2022 /PRNewswire/ -- Cars.com Inc.. ("CARS"), the leading automotive marketplace platform that provides a robust set of digital solutions, has activated its new turnkey digital finance technology powered by CreditIQ. It…
Instant Loan App, Online: Data Security Credit Score, Everything You Need to Know
Rapid digitalization, accelerating internet penetration and the global pandemic have heightened business operations and customer expectations. No industry or sector is immune to the transformative effects of digitalization, not even the…
Bitcoin Lending Market Will See Massive Growth By 2028: HAW, Yuanbao, Dangpu
This press release was originally distributed by SBWire
Edison, NJ - (SBWIRE) - 03/04/2022 - Latest Bitcoin Lending Market Industrial Growth Study 2021-2027. A detailed study accumulated to offer the latest information about the acute…
Seattle program helps small businesses apply for stimulus loans as COVID enters next phase
article Downtown Seattle and view of Space Needle, Washington, USA SEATTLE - As the state prepares to put the COVID-19 pandemic in the rearview mirror, the Seattle Economic Bureau has prepared $8 million in loans for businesses to…
Global Commercial Lending System Market 2021 – Key Industry Players like Ellie Mae, Calyx Software,…
MarketsandResearch.biz provides the latest market information on the specific market environment, trends and forecasts for the Commercial Lending System industry in Global Commercial Lending System Market from 2021 to 2027. The…
5 Reasons It Makes Sense To Get An Instant Emergency Loan
New Delhi | Jagran Brand Office: Emergencies are an integral part of life and you may not always have a contingency fund to deal with them. Whatever the nature of the emergency, you will need short-term funds, and many often resort to…
Deadline extended to March 11 for CalHealthCares loan repayment program
February 22, 2022The CalHealthCares Loan Repayment Program application deadline has been extended to Friday, March 11, 2022.
To help applicants through the process, CalHealthCares has hosted webinars that provide an…
David Post: Kiva — loans that change lives – Salisbury Post
Money makes the world go round!
If you have it, a lot of things work. If you don't, a lot of things don't.
Kiva, which means “unity” in Swahili, was founded as a micro-loan experiment in East Africa to help minority and…
Loan Management Software Market Size 2030
New Jersey, United States,-The latest report published by Market Research Intellect presents an in-depth analysis of the global loan management software market. This research report assesses ever-changing market dynamics that are…
Guide to Islamic Home Loans
For those of the Islamic faith, there are a number of principles beyond price and savings that can influence your ability to grab a slice of the real estate market.
Australia is home to a multitude of cultures, with the…
Construction Loan Management Software Market 2022 Global Estimate, Trends and Forecast to 2028 –…
the construction loan management software The report analyzes the extraordinary current market information and previous market trends. These opinions are established and present valid facts which can be a remarkable help for any…
NAB Home Loans Review | Savings.com.au
Find out how NAB compares to other home lenders.
National Australia Bank is one of the largest banks in Australia, both in terms of market capitalization and number of customers. Founded in 1982 after two banks merged,…
Fastest Instant Loan Apps Industry Market 2021 | 2029 Regional Growth and Analysis – The Grundy…
Detailed 2021-2029 Fastest Instant Lending Apps Market Growth and Regional Analysis study provides current market trends as well as past statistics. For better understanding, it is divided into several parts to cover different…
US SBA offers low-interest federal disaster loans to people affected by December storm
Low-interest Federal Disaster Loans are available for Hawaii businesses and residents affected by severe storms, flooding and landslides from Dec. 5-10, 2021. The announcement was made by Isabella Casillas Guzman of the US Small Business…
Ex-Manchester United defender Paul Parker compares Amad Diallo’s loan to Rangers to David…
Ex-Red Devils full-back believes Diallo and Aaron Ramsey arrival will elevate Scottish football Register to our GlasgowWorld Today newsletterThe newsletter mute the noiseThe 19-year-old, who moved to Old Trafford last January from Serie A…
What are RV loans and where can I get one?
Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as "Credible", is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us…
Lending System Market Size 2022 and Analysis by 2029
New Jersey, USA, - Market Research Intelligence has been analyzing Lending Systems technology and markets since 2021. Since then, through company research analytics, we have been very close to research and market development.…
How do people spend their home equity loans?
As property values soared through 2021, homeowners in the United States found themselves with significantly more equity in their property – and historically low interest rates gave them more incentive to transform equity cash.To get a…
BNP Paribas SA, Tradeteq Limited, Abu Dhabi Commercial Bank PJSC, Shinh – The Oxford Spokesperson
London, MR Accuracy Reports authored the report, titled Global Commercial loan services Industry 2021 is a methodical research study based on the Commercial Lending Services market analyzing the competitive landscape of the industry…
Selfie biometrics put in place for tax credits, loans, could protect endangered species
Selfie biometrics are used for identity verification by a wide range of applications, from online government services supported by ID.me, to age-restricted goods deliveries supported by Veriff and mortgages through the…
Home loans by race in 2020: Here’s how some NEO lenders rank
A new report from the National Community Reinvestment Coalition that analyzes data from the 2020 Home Mortgage Disclosure Act finds that while there was a surge in refinance loans at the start of COVID-19 that year, " Benefits from lower…
Instant loan by PNB with these facilities; know how to apply online
zeenews.india.com understands that your privacy is important to you and we are committed to being transparent about the technologies we use. This Cookie Policy explains how and why cookies and other similar technologies may be…
Instant Loan up to Rs. 3 Lac to Instant MSMEs by GPay & Indifi Technologies
Instant Loan up to Rs. 3 Lac to Instant MSMEs by GPay & Indifi Technologies…
How To Get Instant Loan Without CIBIL Score – Forbes Advisor INDIA
Today, getting an instant loan is not a problem as these are easily available from both traditional and non-traditional sources. However, getting a personal loan when the borrower has no CIBIL score or credit history, or a low…
ED ties NBFC funds in case investigating China-funded instant loan apps
NEW DELHI: The Directorate of Law Enforcement (ED) has seized funds of more than Rs 72 crore from a Non-Banking Financial Company (NBFC) as part of a money laundering investigation against Mobile phone app-based lending companies that were…
What are basis points? | Quicken Loans
How does a base stitch work?
A basis point is used to describe changes in the performance of various financial instruments. Since basis points describe a percentage change as small as 0.01%, you can describe small or…
Secured Loan Obligations (CLO) Market In-Depth Industry Analysis of the Impact of Covid-19 2026
Global Secured Loan Obligation (CLO) Market The report on development trends, threats, opportunities and competitive landscape in 2020 includes an in-depth investigation of various components that expand the development of…
Federal Bank Launches Instant Loan Approval Portal for MSMEs
MUMBAI: Private sector lender Federal Bank announced on Tuesday that it has launched an online lending platform federalinstalloans.com to facilitate quick and hassle-free credit approvals for Micro, Small and Medium…
Get an Instant Fintech Loan? Check eligibility criteria
Over the past few years, the rise of fintechs has changed many people's approach to banking. Apart from payment services, people have also started using fintech apps to avail instant personal loans.While traditional banks take days…
Key things to keep in mind to avoid online loan fraud
The Reserve Bank of India in a recent report revealed that in India about 1,100 online lending applications exist on internet platforms. However, shockingly enough, up to 600 of these apps for Android users in India, operating in over 80…
instant loan: Urgent need for funds? Here’s how to get an instant loan online
In an emergency, you may need short-term funds. In such cases, instant loans available online as personal loans are the best option.
Instant loans can be obtained online through personal loan offers from traditional banks or fintech…
IT raids instant lending app company; Rs 500 crore in funds illegally transferred overseas, Telecom…
A fintech company engaged in providing instant loans through a mobile app was found to have repatriated 500 crore rupees of "non-genuine" funds overseas, the CBDT said on Wednesday. The information was gathered by the Income Tax Department…
IT raids instant lending app company; Rs 500-cr transferred illegally
A fintech company engaged in providing instant loans through a mobile app was found to have repatriated 500 crore rupees of "non-genuine" funds overseas, the CBDT said on…
Ujjivan Sfb plans to restructure 7-8% of loans by Q2fy22
Ujjivan Small Finance Bank reported earnings for the quarter ended in June. The bank recorded a net loss of Rs 233 crore for the first quarter ended June 30 and the highest gross NPA ratio on record, even after the big cancellation it…
Nano Digital Home Loans hits $ 100 million mark since public launch
Since launching to the public in late June, Nano has amassed $ 100 million in approved unconditional home loans under management.
Nano Home Loans was first launched to âpriority…
David Egbo showing MLS readiness on USL loan
The Vancouver Whitecaps' top pick in the 2021 super draft is off to a good start in the USL. 22-year-old Nigerian forward David Egbo looks set to contribute to the Whitecaps first team in the 2022 season. Loaned to USL Phoenix Rising,…
SWOT Analysis of Loan Management Software Market, Global Profit Growth, Share, Size Outlook by 2028…
Sample download request Request a discount Company Profile
New Jersey, United States, - Global Market Research Intellect has released a new report on Global Loan Management Software Market. This report contains essential market…
Main manufacturers of the global commercial loan management software market: Finastra, Sopra Banking…
Assess the Scope: Commercial Loan Management Software Market, 2020-28The Commercial Loan Management Software Market Assessment Report offers a comprehensive assessment of the core areas that contribute huge share to the…
Rocket Seeks To Grow Solar Panel Market By Offering Loans
Rocket Companies Inc. will provide financing for solar panels and their installation, leveraging its technology that enables customers to obtain mortgages, find homes and obtain personal loans online.As experts predict the booming…
3 same day loans that aren’t payday loans
When you run out of money for an unforeseen emergency or a bill that needs to be paid right away, a quick loan can set you back.Unfortunately, people in this situation often take out risky and expensive payday loans. These loans are…
Tulsa Man Sentenced for Applying for Paycheck Protection Program Loans Under False Pretexts |…
A man from Tulsa who fraudulently applied for forgivable loans from the Small Business Administration-guaranteed Paycheck Protection Program under the CARES (Coronavirus Aid, Relief, and Economic Security) Act was convicted today by a…
Auto Loan Origination Software Market Outlook 2021: Big Things
The latest study published on the Global Auto Loan Creation Software Market by AMA Research assesses the market size, trend and forecast till 2026. The Auto Loan Creation Software Market study covers data…
Vortex Alpha Affiliate Marketing Network Expands to Multiple GEOs
Vortex Alpha is an affiliate marketing network with thousands of affiliates and offers across various verticals on the platform. Dedicated account managers are knowledgeable and experienced.
Vortex Alpha is pleased to announce that the…
MI lawmakers want to know about your unemployment problems
If there is one thing that many Michigan residents can agree on, it is the huge issues surrounding the Michigan Unemployment Insurance Agency. The agency has been plagued with issues dating back to before the COVID-19 closures. And over…
An instant loan is money that you receive and can use immediately
If you've never been faced with an unexpected bill, you haven't experienced it, you're struggling since you can't always pay your bills. When applying for a loan, there is a natural tendency to scrutinize the terms and…
6 tips to consider before applying for an instant loan online
What are instant loansInstant loans are personal loans that you can apply for online. You get the money credited to your bank account in less than two hours. You can avail instant loan online ranging from Rs. 5000 to Rs. 5 lakhs…
Paytm offers instant loan of up to Rs 1000 at zero interest
Paytm has launched Postpaid Mini, which is an extension of its âbuy now, pay laterâ offering. The idea is to offer credit to customers who are new to the credit system. Paytm has partnered with Aditya…
Get an instant loan at 0% interest, pay off after 90 days | Indiafleurit
Are you looking for an instant solution for better management of the emergency cash shortage? In such cases, looking for instant loans at 0% interest might be the most reliable solution! It easily uproots all the hassle of loitering…
Instant loan approval for insurance loans is here
Instant loan approval has arrived. The service is available to over 350,000 life insurance clients who have loan value on their policies, and over 42,000 Veterans with outstanding loans. This modernized feature provides an advanced…
Instant Online Payday Loans – How can I acquire a payday loan over the internet?
When you borrow independently, you, therefore, take out a loan in order to realize a deferred payment for yourself. The advantage of this is that you can select the lender you lend to yourself and that you can often circumvent an…
3 tips from a finance expert to succeed with your credit card
Becky Victoria, finance expert and author of the best seller Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence (Nine stages to transform your relationship with money and…
Loans for retirees and pensioners
First of all, you have to keep in mind that the maximum age limits refer to the age you will have when you get the expiration date of your contract. Age is one of the very important aspects for analyzing your profile and calculating risk.…
Payday loan consolidation – financial gain or loss?
Payday loan consolidation, or a combination of all financial liabilities to a banking institution - allows simultaneous repayment of all loans and credits, ie debit, revolving loan, cash loan, payday loans and even a mortgage loan. However,…
How Hard Is It To Get A Consolidation Loan – Debt Consolidation Loans 24 Hours For Everyone
How difficult is it to get a consolidation loan is used to associate a debt due to one and no one else. Improvement of the provision taking into account the decrease in financing costs. This charisma at the customer to pay for improvement…
Instant loan for apprentices without private credit and co-applicants
The low salary has a negative effect on loan applications at the house bank, so that the desire for an instant loan for apprentices without private credit and co-applicants can not be met. The search on the free financial market, however,…
Loan despite private credit and low income
Everyone can come into the situation of having to borrow money. So it is not surprising that people of all walks of life and every income level take out loans. It is not that easy to get a loan despite private credit and low income. But…
How to get a mortgage loan
Borrowing a larger sum of money from any institution or person is usually not a simple task. Those who are trying to get a mortgage are perfectly aware of this. However, you do not always need cash to buy or build a house or flat. At the…
How personal money loans drive, the country’s economy
Millions of people are taking out personal loans: how can they benefit our economy? When people are in trouble, they constantly turn to banks and lenders to help them in time if necessary. In fact, millions of people obtain loans only to be…
A loan from PAR Database, or a Loan for the Debtor
Recently, it can be noticed that many lenders meet customer expectations and offer PAR Database loans. Loan companies offer a very good financial product, which is used by many people who do not get a loan under normal conditions. A loan…
What is the difference between a mortgage and a housing loan
Mortgage loan and housing loan are financial products with similar characteristics in very many aspects. Application procedures or creditworthiness tests are almost identical. However, it should be remembered that the mortgage is not the…
When and on what basis can a promissory note be a loan repayment security?
Borrowing secured loans is a relatively common practice today. The most common practice is the provision of mortgage loans secured, for example, on real estate. However, it turns out that it is not all available collateral, credit or other…
How to Compare Loan Types and Choose Your Loan – Low Interest
Taking out a loan is a very important decision, which must be viewed with a lot of responsibility. Therefore, we of the Low Interest, we list the types of loans that exist and what you must take into consideration at the time of the choice.…
How to finance a general renovation of a house
Spring is the time when many of us decide to slightly renew our apartment. When the savings are not enough, you must use a credit product. Analysts of the financial comparison engineer suggest ideas on how to finance a general renovation of…
Flexible personal loans: what they are and why they agree
The universe of personal loans is characterized by a multitude of different products and offers of the various lenders and financial companies, which allow each potential customer to choose the most convenient opportunity for their specific…
PLN 1,000 free of charge in the Loan offer
A loan offer
If you have not yet used the Grab Loan loan offer, now you can borrow from them under the first loan up to PLN 1,000 without any additional fees.
Currently, most companies that specialize in providing payday loans have the…
Prepayment penalty for early loan repayment
If a current loan with fixed interest rate fixation, for example a mortgage lending loan, is to be repaid prematurely, then this is usually only possible against payment of a so-called "prepayment penalty". But what is meant by the term…